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You have the RIGHT to shop for the best loan for you and compare charges of different mortgage brokers and lenders.
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You have the RIGHT to be informed about the total cost of your loan including interest rate, points and other fees.
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Your have the RIGHT to ask for a Good Faith Estimate of all loan and settlement charges before you agree to the loan and pay any fees
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You have the RIGHT to know what fees are not refundable if you decide to cancel the loan agreement.
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You have the RIGHT to ask your mortgage broker to explain exactly what the mortgage broker will do for you.
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You have the RIGHT to know how much the mortgage broker is getting paid by you and the lender for your loan.
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You have the RIGHT to ask question about charges and loan terms that you do not understand.
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You have the RIGHT to a credit decision that is not based on your race, color, religion, national origin, sex, marital status, age, or whether any income is from public assistance.
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You have the RIGHT to know the reason if your loan was turned downs.
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You have the RIGHT to ask for the HUD settlement cost booklet "Shopping for Your Home Loan"